理財天地信箱

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理財天地信箱

為方便與聽眾聯繫,大家可以撰擇在網站上輸入留言和提問。 歡迎通過網站留言,節目主持人會安排將問題在節目中讀出,林修榮先生會於每週四晚上在”理財天地“節目中解答。 回答問題後,留言會從網站中刪除。 歡迎閱讀林修榮「談天說地」BLOG ... Read More »

7 comments

  1. Mr. & Mrs. Chow

    Mr. Lam:

    A married couple, husband age 75 receives social security benefit $7,476/year.
    spouse age 77 receives social security benefit $3,948/year
    Our joint bank account balance is $1,539
    We are living in a front house duplex and the back house duplex is being rented out.
    Net rental income for year 2016 is $ 2,017 (gross $5,200 less expense $3,183)
    The duplex is titled under husband, wife and 2 children.
    Based on the income, do either husband or wife eligible to apply for Medical
    If so, do we need to re-title the house and set up TODD based on the current law to avoid repayment if any.
    Thank you very much.

    Mr. & Mrs. Chow

  2. 小兒今年入由pcc 轉ucsd,一家三口入息大約$30000,要在san Diego 租屋住、請問政府Grand and loan 可以cover 所有費用嗎?

  3. Mr. Lam:
    Is Mutual Trust Life insurance company a good insurance company? what class? Thank you!

  4. 理财天地负责人,你们好!请问十年绿卡到期怎样延期。(1)在网上申请可以吗?其网址是什么?( 2)另外可以现场申请吗?申请部门名称是什么?在什么网址寻找?peter敬上

  5. 本人姓區,想問如果太太留美一年超過40日,而丈夫則小於33日,可以夫妻報稅享用外國人稅率嗎?而免稅額是多少?
    還有海外報稅是每人10萬美元免稅額還是每個家庭10萬,謝謝。

  6. hi Mr. Lam. thank you for answering. my name is Fang Question about tax. I just sold a house in Las vegas that I bought in 2005. I bought in really expensive time, so I lost $120,000. I just sold yesterday. I bought another house in year 2013 in las vegas, and I estimate that IF I sale this 2nd investment property this year I will gain at least 60,000 and this house is rental property. My question is Do I have to sale this property this year in order the deduct it from my lost $120,000 and avoid tax for the capital gain for this year? Or I can decide to sale any time next year and still qualify to deduct for my lost in this year. What is the time limitation to offset my gain from lost? thank you

  7. 林先生你好!我有一個問題想請教你,我有一間屋用來出租,朋友建議我成立一間lLLC來持有,稅務方面有好處,間屋現在是我名下,而當初何銀行貸款亦是我的名字,是否因為我換佐名字變成LLC而違反佐當初同銀行協議,而要我在一個短時間內還款,我向銀行貸款協議中是否有此條款我都唔知,因為我英文晤係好好,只是聽貸款專員解釋你借多少錢,每月還幾多,一共還幾多年,我就簽名,林先生 以你多年在銀行工作經驗,係咪貸款條件中都包含此规定,而我是否要銀行書面同意我才可以轉換去LLC,而銀行又冇話, 是與否 ,我可以點做,請林先生指教,晤該晒。陳先生敬上。

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